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Getting A Loan Modification in New Jersey

Todd Murphy Law NJ Foreclosure Lawyer loan modification bankruptcy

Getting a loan modification in New Jersey is an exercise in frustration.  

If your loan is in default the best way to bring it current is through a loan modificaton but it can be frustrating working with lenders to submit the application, get all the documents submitted and follow up so the applicaion is complete and can be reviewed by the underwriting team.

Tried but denied? Many people we talk to have tried to submit a loan modification application and not been successful just becasue they got frustrated witht the process. When you call you may speak wit ha different person every time and you have to bring them up to speed on you application each and every time. You also may find you are asked to submit the same document over and over again becasue it was lost or is not too old. This is just the world you have to deal with if you are applying for a loan modificaion. 

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(862) 217-2136  


At Todd Murphy Law, we have helped countless people obtain loan modifcations.

We understand the criteria for approval: We are experienced in understanding the criteria used by lenders to approve you for a loan modificaiton and therefore know the best way to prepare your application for success. We will also tell you if we think you won't be approved and recommend how you might either improve your chances or recommend a better option.

Bankrutcy is another option: If loan modification isn't the best option for you, Bankruptcy may be able to help to save your home from foreclosure.  

Call Now - FREE 30 minute consultaiton

(862) 217-2136

How We Help  

If you're lying awake at 2 am, worrying about not knowing how to save your home- you should be able to find the answer here. Browse around our website to find answers to most if not all of your questions.  

Go ahead, take a look and get all of the free information you want. By the time you've read some case studies and articles, studied our consumer guide and watched some of our videos and webinars, you'll be a mini-expert on the subject.  

If you can't call now, book a Free 30-Minute Phone Appointment below.  

We get so many calls coming in throughout the day, and it can be difficult to connect with everyone. We rely upon technology to do the work for the both of us. My online calendar is right below with lots of day, evening and weekend time slots. 

Choose a time, and I will call you at the time you choose; it's as easy as that. 

Booking an appointment will ensure that we can reach one another and discuss your situation one-on-one. Then we can develop a strategy that works for you. I look forward to helping you!  



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Mon - Fri 8a to 8p Sat 'til 1p